Mortgage Update: Quarter 2 2018

The Plan We are planning to overpay our mortgage by £4000 this year by allocating £350 each month to it for the first ten months. Towards the end of the year we have a lot of car expenses, as well as Christmas to pay for, so we probably won’t contribute anything...

Spanner in the Works

  Oh, the joys of being a homeowner. Having talked in the very last post about how having a small house reduces the number of things that can go wrong, and the cost of repairs, we have had a plumbing disaster. Disaster strikes! Ok, disaster is probably overstating it,...

Why it pays to live in a small house

More and more people seem to be coming around to the idea of simplicity and minimalism these days. For some, it’s about the lack of ‘baggage’ and the sense of freedom it gives. For others, it’s about reducing their carbon footprint by consuming fewer ‘things’. Then,...

Mortgage Update: Quarter 1 2018

I’m now three months into my mortgage challenge so, how are things going? The Plan I plan to pay an extra £4000 off the mortgage in 2018. This won’t be spread evenly throughout the year, however. We have a lot of expenses towards the end of the year, including...