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{"id":344,"date":"2022-04-15T07:42:00","date_gmt":"2022-04-15T07:42:00","guid":{"rendered":"https:\/\/affordingfreedom.com\/?p=344"},"modified":"2022-04-14T09:52:12","modified_gmt":"2022-04-14T09:52:12","slug":"mastering-credit-its-not-as-hard-as-you-think","status":"publish","type":"post","link":"https:\/\/affordingfreedom.com\/mastering-credit-its-not-as-hard-as-you-think\/","title":{"rendered":"Mastering Credit: It’s Not As Hard As You Think"},"content":{"rendered":"\n
Most of us have a better chance of being servants to credit rather than mastering credit. With over 77% of Americans are in debt (United States Census Bureau), something needs to change. Unfortunately, that means if you are reading this article, you probably know how difficult mastering credit can be. If you ever want to be able to buy a house or car, chances are you will need to understand, utilize, and master credit. Credit isn’t only used for significant purchases. It is used in our day-to-day by influencing the following:<\/p>\n\n\n\n
Landlords\/Property managers can check your credit to determine if you are eligible to rent the property and how large of a security deposit they require.<\/li>
Insurance companies can use your credit scores to determine how much you make and ultimately how much you pay for coverage.<\/li>
Utility companies can use this information to determine if you can open an account with them.<\/li>
Prospective employers can look at your credit score for hiring purposes<\/li>
It can also be used to verify your identity. <\/li><\/ul>\n\n\n\n