Changes Afoot

Well, who’d have thought it? I got the job! After a very nerve-wracking day of interviews and written tasks and tours, I got a call to say the job is mine! I start in September, so I get to enjoy the rest of the summer without job hunting, safe in the knowledge...

A little setback

Recently I have been working on my plan to enable my husband to cut back his hours at work. He hates his job and it’s really stressful. His blood pressure has been higher than it should be lately, and he is preoccupied and irritable during the week. Before I had...

Mortgage Update: Quarter 2 2018

The Plan We are planning to overpay our mortgage by £4000 this year by allocating £350 each month to it for the first ten months. Towards the end of the year we have a lot of car expenses, as well as Christmas to pay for, so we probably won’t contribute anything...
101 Things in 1001 Days

101 Things in 1001 Days

Living for today A big part of planning our finances is being able to afford more freedom in the future, but that’s going to take us a long time. It’s important not to put off everything fun and good about our lives until some imaginary date in the future, when...

Clearing out clutter, bringing in cash

Lately I’ve been trying to think of ways to bring some extra money into the house. If we are ever going to pay our mortgage by 2025 and put some money away for early retirement, then being frugal and saving as much as we can isn’t going to be enough. There’s only so...

Spanner in the Works

  Oh, the joys of being a homeowner. Having talked in the very last post about how having a small house reduces the number of things that can go wrong, and the cost of repairs, we have had a plumbing disaster. Disaster strikes! Ok, disaster is probably overstating it,...

Why it pays to live in a small house

More and more people seem to be coming around to the idea of simplicity and minimalism these days. For some, it’s about the lack of ‘baggage’ and the sense of freedom it gives. For others, it’s about reducing their carbon footprint by consuming fewer ‘things’. Then,...

Mortgage Update: Quarter 1 2018

I’m now three months into my mortgage challenge so, how are things going? The Plan I plan to pay an extra £4000 off the mortgage in 2018. This won’t be spread evenly throughout the year, however. We have a lot of expenses towards the end of the year, including...

How much can you earn from online surveys?

How much can you earn from online surveys? Now that I am aiming for financial freedom, I have been considering how we are going to increase our income. One of the things I have been doing for some time is filling out online surveys for rewards of either cash or...